Aston Martin Finance for the V8 Vantage

The Aston Martin has always been associated with the greatness of British espionage and the character James Bond. So I always thought that if I had a spare £80,000 in my pocket that would be my choice of car. Really it was so far away from reality as who really has a spare £80,000 to splash out. That was until i found out about Aston Martin Finance which offered me away of fulfilling my dreams.

Aston Martin Finance

Although the Aston Martin V8 Vantage is one of the tiniest and lightest of Aston Martins range of cars it is not left out and it still has all the stylishness and beauty of all the range whether you decide on the Coupe or the Roadster. Also just because it is the cheapest in Aston Martin’s range to think you are going to find something lacking with this car it is more than just a shell. Indeed it has all the detail and prestige of Aston Martin with a full leather cabin and wide designer stitching throughout which sits in a sleek wood finished interior dashboard made of carbon fibre. But none of this would be good without the high styled steering wheel which has three spokes and is upholstered in a supple leather.

Don’t think that because this car is the smallest that it will lack space either. No, it has plenty of room even for those who are six foot plus without you feeling that you are about to put your head out of the sunroof. Also the leg room is good as the pedals a sited low within the wheel well.

Good Options with Aston Martin Finance

As I mentioned earlier I would never have been able to purchase this car without the help of Aston Martin Finance. When I made enquiries about the deals on offer I found that I was given a variety of options and I would recommend that you take a look at their deals as the APR rates are very competitive. The options included leasing and purchasing so whatever your need there was a suitable deal. Tap into Aston Martin today and take a good look at their current deals and offers.

Personal Contract Purchase with Lotus Finance

We were recently looking at changing our Lotus and getting a newer model so we looked into a variety of financial deals with independent dealers and also with Lotus Finance. If you are in this position I would advise you to do the same as there are numerous deals out there available however there is a real mix of interest rates and also deals.

lotus finance

We opted for what is known as personal contract purchase which is a deal that is suitable for private clients but if you are purchasing for a business it can also be adapted to fit the purpose. The agreement was easy to understand and we were given a few different options within the agreement. Initially we had to pay between 3 – 5 years of monthly payments and we opted for the mid term 4 years as we felt we may want to change again by then. The second part of the deal was to either purchase the car at the end of the 4 years at a price we would agree on at the start, or we could just give the car back however be warned there were quite a few hoops to jump through here. Alternatively we could part exchange the car for another car.

Pros and Cons of Lotus Finance

The main pro of the PCP Lotus Finance deal is that there are a lot of choices open to you as you decide either to buy the car or give it back. Added to this is that the price you get for the car at the end is agreed before hand so you know how much you have to pay which means if you bought the car and sold it on you could be in pocket. If you don’t want to keep the car you just give it back but be warned there is a limited mileage and the car has to be in immaculate condition.

The disadvantage of the this finance package is that it does have a higher interest rate than if you are buying by hire purchase. Also something I didn’t realise was that the price of the vehicle shows up on your personal credit score so that may have a knock on effect on any other loans you may want to take on.

Ferrari Finance Offering Lease Purchase Deals

One of our team was recently took a liking to the 2017 Ferrari 458 with it’s stunning performance and quality of design. Of course this car comes at a whopping cost taking the best part of £200,000 it is not something you buy out of your post office savings. Even if you have to wait on the huge list to get your brand new 458. So he looked into some of the deals offered by Ferrari finance and found that they have a fantastic Lease Purchase deal currently on the market.

ferrari finance

Now bear in mind that when you buy a brand new Ferrari 458 you will have a 4 year warranty and you will also know that they really hold their value so it can really be an investment. With a Lease purchase deal you will make regular monthly payments over an agreed amount of time and at the end of the period you will own the car by paying a final balloon payment.

How Lease Purchasing with Ferrari Finance works

So how does this really work? Firstly when you sign up for the lease purchasing you have to pay an initial deposit for the car followed by the monthly payments throughout the time of the deal. At the end of the deal the balloon payment often ends up being approx how much the car is worth at the end of the deal but it will take into account the mileage anticipate you will do and of course how long the agreement has been for.

This is a really good deal to take when buying classic cars and sports cars that you know hold their value over time and you will find that if the car holds its value then this deal is really more in your favour. Indeed most top end cars are bought this way.

At the end of the monthly payments you don’t have the choice to return the car or pay the balloon fee. However if you don’t have the money to pay the balloon payment you can then take out another finance agreement. I know a friend of mine who could only pay two thirds of the balloon payment so he got finance for the remaining amount. If you are thinking of taking out a lease purchase deal you will be expected to commit to 3-5 years but if you come into some money during this time you can settle the remaining amounts with no penalty fees.